Denim factoring: rates and terms
Denim's site gives a rate: 1.99% (first 3 months, eligible new customers); 2.99% (standard rate after the intro period). It doesn't say advance, payout fees, contract term or 3 other terms. Source: truckstop.com, pages read Oct 25, 2026.
Truckstop acquired Denim; Truckstop factoring customers are migrating to the Denim platform. denim.com/factoring redirects to truckstop.com.
Run Denim's rate in the rates calculator
What Denim publishes
- Rate: published
- Advance: not published
- Recourse: published
- Reserve: published
- Payout fees: not published
- Contract term: not published
- Leaving: not published
- Minimums: not published
- Other fees: not published
Filled: stated on Denim's site. Dashed: not published on the pages we read.
Terms, in Denim's words
| Term | What the site says |
|---|---|
| Rate | 1.99% intro for first 3 months (struck-through 2.99%) for eligible new customers"Introductory factoring rate of 1.99% applies to the first three (3) months of factoring service for eligible new Truckstop factoring customers." [1] source for 1.99% intro for first 3 months (struck-through 2.99%) for eligible new customers: truckstop.com |
| Advance | not published |
| Recourse | non-recourse options"Non-recourse options help protect you from unpaid invoices." [1] source for non-recourse options: truckstop.com |
| Reserve | no reserve accounts"No surprise fees, no reserve accounts." [1] source for no reserve accounts: truckstop.com |
| Payout fees | not published |
| Contract term | not published |
| Leaving | not published |
| Minimums | not published |
| Other fees | not published |
| Fuel program | Truckstop Fuel Card: avg 45c/gal (AtoB network, H2 2024)"The Truckstop Fuel Card Discount Network offers average discounts of 45¢/gal" [1] source for Truckstop Fuel Card: avg 45c/gal (AtoB network, H2 2024): truckstop.com |
| Credit checks | free broker credit checks"Free broker credit checks and digital automation simplify back-office tasks." [1] source for free broker credit checks: truckstop.com |
| Referral program | not published |
| Affiliate program | not published |
| Reviews | denim.com shows '4.5 100+ reviews' and '4.4 100+ reviews' (platforms not named)"4.5 100+ reviews Rated freight factoring company 4.4 100+ reviews" [1] source for denim.com shows '4.5 100+ reviews' and '4.4 100+ reviews' (platforms not named): denim.com |
Values are Denim's marketing claims, quoted from its pages; the contract you sign governs. Pages read: truckstop.com/product/factoring/, truckstop.com/product/load-board/pricing/, truckstop.com/product/fuel-card/, truckstop.com/truckstop-factoring-migration/, denim.com/.
Denim against other published rates
Does Denim factor for new authorities?
"Introductory factoring rate of 1.99% applies to the first three (3) months of factoring service for eligible new Truckstop factoring customers"
truckstop.com
What every company says about new carriers
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Questions
What are Denim's factoring rates?
Denim publishes 1.99% (first 3 months, eligible new customers); 2.99% (standard rate after the intro period). On $10,000 of invoices that's $199 to $299 before payout fees. Run it in the rates calculator.
Does Denim work with new authorities?
Its site says: "Introductory factoring rate of 1.99% applies to the first three (3) months of factoring service for eligible new Truckstop factoring customers" None of the pages we read gives a minimum authority age.
Does Denim require a long-term contract?
Denim's site doesn't say how long the contract runs on the pages we read. The signed agreement sets the term you are held to.
Is Denim recourse or non-recourse?
Denim's site says: non-recourse options.
How do I stop factoring with Denim?
Denim's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.