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Thunder Funding factoring: rates and terms
Thunder Funding's site doesn't publish a rate. It doesn't say advance, reserve, leaving or 1 other term. Source: thunderfunding.com, pages read Oct 25, 2026.
Run your quote in the rates calculator
What Thunder Funding publishes
- Rate: not published
- Advance: not published
- Recourse: published
- Reserve: not published
- Payout fees: published
- Contract term: published
- Leaving: not published
- Minimums: published
- Other fees: not published
Filled: stated on Thunder Funding's site. Dashed: not published on the pages we read.
Terms, in Thunder Funding's words
| Term | What the site says |
|---|---|
| Rate | not published |
| Advance | not published |
| Recourse | non-recourse by default"By default all of our agreements are non-recourse." [1] source for non-recourse by default: thunderfunding.com |
| Reserve | not published |
| Payout fees | same-day if submitted by 12pm PST; wire and ACH offered (fees not published)"You have until 12pm PST to send us your invoices for same-day payment and until 9pm PST for next-day payment!" [1] source for same-day if submitted by 12pm PST; wire and ACH offered (fees not published): thunderfunding.com |
| Contract term | 90-day initial contract, then not bound"If after your 90 day contract is up, and you’re not completely satisfied with our service, you’re not bound to any long-term contract." [1] source for 90-day initial contract, then not bound: thunderfunding.com |
| Leaving | not published |
| Minimums | no minimum invoices"Thunder Clients are not required to submit a minimum number of invoices." [1] source for no minimum invoices: thunderfunding.com |
| Other fees | not published |
| Fuel program | not published |
| Credit checks | free 24/7 credit checking tool"We offer a free Credit Checking tool to help you verify the financial stability of shippers and brokers before accepting a load." [1] source for free 24/7 credit checking tool: thunderfunding.com |
| Referral program | not published |
| Affiliate program | affiliate + referral programs exist (payout not published)"Join The Thunder Funding Affiliate Program and start earning commissions by referring new business our way." [1] source for affiliate + referral programs exist (payout not published): thunderfunding.com |
| Reviews | rating 4.7 from 350 reviews, from page markup (source platform not named)"schema.org aggregateRating ratingValue "4.7", reviewCount "350" (page HTML)" [1] source for rating 4.7 from 350 reviews, from page markup (source platform not named): thunderfunding.com |
Values are Thunder Funding's marketing claims, quoted from its pages; the contract you sign governs. Pages read: thunderfunding.com/, thunderfunding.com/freight-factoring-rates-and-fees/, thunderfunding.com/thunder-faq/, thunderfunding.com/affiliate-program/, thunderfunding.com/referral/.
Does Thunder Funding factor for new authorities?
"Because factoring approval is largely based on the credit quality of the broker being invoiced, startups and newly authorized carriers are often able to qualify."
thunderfunding.com
What every company says about new carriers
We have no paid relationship with any company on this page. Thunder Funding runs a referral or affiliate program (listed above); we are not enrolled in it. Corrections: tell us.
Questions
What are Thunder Funding's factoring rates?
Thunder Funding doesn't publish a rate on the pages we read, so you'd need a quote. Check a quote in the rates calculator.
Does Thunder Funding work with new authorities?
Its site says: "Because factoring approval is largely based on the credit quality of the broker being invoiced, startups and newly authorized carriers are often able to qualify." None of the pages we read gives a minimum authority age.
Does Thunder Funding require a long-term contract?
Thunder Funding's site says: 90-day initial contract, then not bound. The signed agreement sets the term you are held to.
Is Thunder Funding recourse or non-recourse?
Thunder Funding's site says: non-recourse by default.
How do I stop factoring with Thunder Funding?
Thunder Funding's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.