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Saint John Capital factoring: rates and terms
Saint John Capital's site doesn't publish a rate. It doesn't say recourse, leaving, minimums or 1 other term. Source: saintjohncapital.com, pages read Oct 25, 2026.
Run your quote in the rates calculator
What Saint John Capital publishes
- Rate: not published
- Advance: published
- Recourse: not published
- Reserve: published
- Payout fees: published
- Contract term: published
- Leaving: not published
- Minimums: not published
- Other fees: not published
Filled: stated on Saint John Capital's site. Dashed: not published on the pages we read.
Terms, in Saint John Capital's words
| Term | What the site says |
|---|---|
| Rate | not published |
| Advance | 100% advance"No Reserves When you factor with Saint John Capital, you get 100% of your cash advance." [1] source for 100% advance: saintjohncapital.com |
| Recourse | not published |
| Reserve | no reserves"No Reserves" [1] source for no reserves: saintjohncapital.com |
| Payout fees | same-day wire for 'a small fee' (amount not published) or free next-day ACH"At SJC you have the option to wire your funds the same day for a small fee or receive them the next day via ACH payment for free." [1] source for same-day wire for 'a small fee' (amount not published) or free next-day ACH: saintjohncapital.comsame-day if BOL uploaded by 12:00 EST"Same day payment is available when you upload your BOL by 12:00 EST!" [2] source for same-day if BOL uploaded by 12:00 EST: saintjohncapital.com |
| Contract term | no lock-in contract"You can try out our service without the worry of being locked into a contract." [1] source for no lock-in contract: saintjohncapital.com |
| Leaving | not published |
| Minimums | not published |
| Other fees | not published |
| Fuel program | fuel card: $50 one-time setup, transaction fees from $1.00, no monthly fee"Tailored purchase power fuel card with low, simple transaction fees as low as $1.00 with no monthly maintenance fees after the one-time $50 account set up fee." [1] source for fuel card: $50 one-time setup, transaction fees from $1.00, no monthly fee: saintjohncapital.com |
| Credit checks | rate quote without carrier credit check"(Credit is not checked)" [1] source for rate quote without carrier credit check: saintjohncapital.com |
| Referral program | not published |
| Affiliate program | not published |
| Reviews | not published |
Values are Saint John Capital's marketing claims, quoted from its pages; the contract you sign governs. Pages read: saintjohncapital.com/, saintjohncapital.com/faqs/, saintjohncapital.com/fuel-card-advance-freight-factoring/.
Does Saint John Capital factor for new authorities?
"(Credit is not checked)"
saintjohncapital.com
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Questions
What are Saint John Capital's factoring rates?
Saint John Capital doesn't publish a rate on the pages we read, so you'd need a quote. Check a quote in the rates calculator.
Does Saint John Capital work with new authorities?
Its site says: "(Credit is not checked)" None of the pages we read gives a minimum authority age.
Does Saint John Capital require a long-term contract?
Saint John Capital's site says: no lock-in contract. The signed agreement sets the term you are held to.
Is Saint John Capital recourse or non-recourse?
Saint John Capital's site doesn't say whether it's recourse or non-recourse on the pages we read.
How do I stop factoring with Saint John Capital?
Saint John Capital's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.