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RTS Financial factoring: rates and terms
RTS Financial's site doesn't publish a rate. It doesn't say reserve, contract term, leaving or 2 other terms. Source: rtsinc.com, pages read Oct 25, 2026.
rtsfinancial.com fails TLS (cert name mismatch); brand now lives at rtsinc.com. No rate published.
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What RTS Financial publishes
- Rate: not published
- Advance: published
- Recourse: published
- Reserve: not published
- Payout fees: published
- Contract term: not published
- Leaving: not published
- Minimums: not published
- Other fees: not published
Filled: stated on RTS Financial's site. Dashed: not published on the pages we read.
Terms, in RTS Financial's words
| Term | What the site says |
|---|---|
| Rate | not published |
| Advance | more than 90% within 24 hours"advances more than 90 percent of the total within 24 hours" [1] source for more than 90% within 24 hours: rtsinc.com |
| Recourse | non-recourse"RTS provides non-recourse factoring, meaning we'll assume the credit risk if your client doesn't pay." [1] source for non-recourse: rtsinc.comnon-recourse covers insolvency/bankruptcy (per their FAQ definition)"Non-recourse factoring is when freight factoring companies assume the credit risk if your client can't pay the invoice amount because of issues like insolvency or bankruptcy." [2] source for non-recourse covers insolvency/bankruptcy (per their FAQ definition): rtsinc.com |
| Reserve | not published |
| Payout fees | funding within 24 hours; 'zero hidden fees' (no fee schedule published)"Take advantage of debt-free cash flow with high advance rates and zero hidden fees." [1] source for funding within 24 hours; 'zero hidden fees' (no fee schedule published): rtsinc.com |
| Contract term | not published |
| Leaving | not published |
| Minimums | not published |
| Other fees | not published |
| Fuel program | fuel discounts in RTS Plus network only"You cannot access your fuel discounts at out-of-network stations." [1] source for fuel discounts in RTS Plus network only: rtsinc.com4,000+ truck stops"Fuel Up for Less Save at 4,000+ truck stops nationwide." [2] source for 4,000+ truck stops: rtsinc.com |
| Credit checks | not published |
| Referral program | referral bonuses (amount not published)"Earn bonuses by referring your friends and business contacts to our industry-leading services." [1] source for referral bonuses (amount not published): rtsinc.com |
| Affiliate program | not published |
| Reviews | not published |
Values are RTS Financial's marketing claims, quoted from its pages; the contract you sign governs. Pages read: rtsinc.com/, rtsinc.com/lp/factoring/trucking, rtsinc.com/lp/factoring/apply, rtsinc.com/resources/faqs, rtsinc.com/resources/referral-program.
Does RTS Financial factor for new authorities?
"RTS is a trusted transportation factoring company that provides quick, reliable funding for all eligible invoices, helping new carriers continue to grow."
rtsinc.com
What every company says about new carriers
We have no paid relationship with any company on this page. RTS Financial runs a referral or affiliate program (listed above); we are not enrolled in it. Corrections: tell us.
Questions
What are RTS Financial's factoring rates?
RTS Financial doesn't publish a rate on the pages we read, so you'd need a quote. Check a quote in the rates calculator.
Does RTS Financial work with new authorities?
Its site says: "RTS is a trusted transportation factoring company that provides quick, reliable funding for all eligible invoices, helping new carriers continue to grow." None of the pages we read gives a minimum authority age.
Does RTS Financial require a long-term contract?
RTS Financial's site doesn't say how long the contract runs on the pages we read. The signed agreement sets the term you are held to.
Is RTS Financial recourse or non-recourse?
RTS Financial's site says: non-recourse; non-recourse covers insolvency/bankruptcy (per their FAQ definition).
How do I stop factoring with RTS Financial?
RTS Financial's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.