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OTR Solutions factoring: rates and terms
On rates, OTR Solutions's site says: not published; varies by volume and recourse choice; up to 0.5% off factoring rate when bundled with OTR Fuel Card. It doesn't say advance, reserve or leaving. Source: otrsolutions.com, pages read Oct 25, 2026.
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What OTR Solutions publishes
- Rate: published
- Advance: not published
- Recourse: published
- Reserve: not published
- Payout fees: published
- Contract term: published
- Leaving: not published
- Minimums: published
- Other fees: published
Filled: stated on OTR Solutions's site. Dashed: not published on the pages we read.
Terms, in OTR Solutions's words
| Term | What the site says |
|---|---|
| Rate | not published; varies by volume and recourse choice"Rates can vary depending on factors such as your invoice volume and whether you choose recourse or non-recourse factoring." [1] source for not published; varies by volume and recourse choice: otrsolutions.comup to 0.5% off factoring rate when bundled with OTR Fuel Card"When you bundle freight factoring with the OTR Fuel Card, you can get up to 0.5% off your factoring rate" [2] source for up to 0.5% off factoring rate when bundled with OTR Fuel Card: otrsolutions.com |
| Advance | not published |
| Recourse | both; 'True Non-Recourse' covers qualifying non-payment even if broker still in business"Unlike standard non-recourse programs that typically cover broker insolvency or bankruptcy, OTR's protection extends to qualifying non-payment even when the broker is still in business." [1] source for both; 'True Non-Recourse' covers qualifying non-payment even if broker still in business: otrsolutions.comno chargebacks after 90 days (marketing claim)"Only OTR offers True Non-Recourse factoring with no chargebacks, even after 90 days." [2] source for no chargebacks after 90 days (marketing claim): otrsolutions.com |
| Reserve | not published |
| Payout fees | ACH, wire and instant funding; instant funding has no extra charge beyond 'Bolt' fee structure"Truly Instant Funding follows the same fee structure as Bolt Instant Funding, with no additional charges for using Truly Instant Funding." [1] source for ACH, wire and instant funding; instant funding has no extra charge beyond 'Bolt' fee structure: otrsolutions.com |
| Contract term | contract required; length varies by program"Contract lengths and requirements can vary by program, so our team will walk you through the terms before you sign." [1] source for contract required; length varies by program: otrsolutions.com |
| Leaving | not published |
| Minimums | no monthly volume minimums"OTR Solutions offers flexible factoring options with no monthly volume minimums" [1] source for no monthly volume minimums: otrsolutions.com |
| Other fees | load advances (up to 50% of linehaul): $15 to fuel card, $24 via Comchek"Advances to your OTR Fuel Card cost $15, while advances issued via Comchek are $24." [1] source for load advances (up to 50% of linehaul): $15 to fuel card, $24 via Comchek: otrsolutions.com |
| Fuel program | avg $0.50/gal at 3,000+ in-network; $0 in-network fees; credit lines from $1,000/week"With weekly credit lines starting at $1,000, the OTR Fuel Card gives carriers both the savings and the working capital" [1] source for avg $0.50/gal at 3,000+ in-network; $0 in-network fees; credit lines from $1,000/week: otrsolutions.com |
| Credit checks | 24/7 broker credit checks"24/7 broker credit checks Check broker credit any time" [1] source for 24/7 broker credit checks: otrsolutions.comno credit check on the carrier to start factoring"OTR Solutions does not require a credit check to get started with freight factoring." [2] source for no credit check on the carrier to start factoring: otrsolutions.com |
| Referral program | not published |
| Affiliate program | not published |
| Reviews | not published |
Values are OTR Solutions's marketing claims, quoted from its pages; the contract you sign governs. Pages read: otrsolutions.com/, otrsolutions.com/faqs, otrsolutions.com/solutions/true-non-recourse-factoring, otrsolutions.com/solutions/otr-fuel-card, otrsolutions.com/partners.
Does OTR Solutions factor for new authorities?
"OTR Solutions works with owner-operators, new authorities, and established fleets."
otrsolutions.com
"OTR Solutions does not require a credit check to get started with freight factoring."
otrsolutions.com
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Questions
What are OTR Solutions's factoring rates?
OTR Solutions's site says: not published; varies by volume and recourse choice; up to 0.5% off factoring rate when bundled with OTR Fuel Card. It doesn't give a percentage we could use in the calculator.
Does OTR Solutions work with new authorities?
Its site says: "OTR Solutions works with owner-operators, new authorities, and established fleets." "OTR Solutions does not require a credit check to get started with freight factoring." None of the pages we read gives a minimum authority age.
Does OTR Solutions require a long-term contract?
OTR Solutions's site says: contract required; length varies by program. The signed agreement sets the term you are held to.
Is OTR Solutions recourse or non-recourse?
OTR Solutions's site says: both; 'True Non-Recourse' covers qualifying non-payment even if broker still in business; no chargebacks after 90 days (marketing claim).
How do I stop factoring with OTR Solutions?
OTR Solutions's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.