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Apex Capital factoring: rates and terms

Apex Capital's site doesn't publish a rate. It doesn't say advance, reserve, leaving or 1 other term. Source: apexcapitalcorp.com, pages read Oct 25, 2026.

Run your quote in the rates calculator

What Apex Capital publishes

Filled: stated on Apex Capital's site. Dashed: not published on the pages we read.

Terms, in Apex Capital's words

TermWhat the site says
Ratenot published
Advancenot published
Recourseboth recourse and non-recourse"We offer both recourse and non-recourse factoring options" [1] source for both recourse and non-recourse: apexcapitalcorp.comnon-recourse covers 'certain situations' only"Apex takes the credit risk if the customer defaults on their invoice payments for certain situations" [2] source for non-recourse covers 'certain situations' only: apexcapitalcorp.com
Reservenot published
Payout feesACH, wire, check, or to fuel card (fees not published)"We also offer ACH, wire, check, or add funds directly to your Apex TCS Fuel Card." [1] source for ACH, wire, check, or to fuel card (fees not published): apexcapitalcorp.com
Contract termno long-term contracts; no monthly or cancellation fees"Unlike some factors, Apex doesn’t lock clients into long-term contracts, nor do we charge any monthly fees or cancellation fees." [1] source for no long-term contracts; no monthly or cancellation fees: apexcapitalcorp.com
Leavingnot published
Minimumsnot published
Other feesspot factoring: you choose which invoices to factor"This approach is commonly known as spot factoring, where you decide which invoices to factor and which to keep." [1] source for spot factoring: you choose which invoices to factor: apexcapitalcorp.com
Fuel programApex TCS Fuel Card, 2,300+ in-network stops; fuel credit up to $2,500/truck for qualifying clients"For Apex factoring clients who qualify, fuel credit lines up to $2,500 per truck may also be available" [1] source for Apex TCS Fuel Card, 2,300+ in-network stops; fuel credit up to $2,500/truck for qualifying clients: apexcapitalcorp.comno activation/membership/monthly/annual fees"$0 activation with no membership, monthly, or annual fees." [2] source for no activation/membership/monthly/annual fees: apexcapitalcorp.com
Credit checkscredit checks on brokers, shippers, freight forwarders"Check Credit on Brokers, Shippers, and Freight Forwarders" [1] source for credit checks on brokers, shippers, freight forwarders: apexcapitalcorp.com
Referral programnot published
Affiliate programnot published
Reviewslinks a Trustpilot profile (count not shown in page HTML)"Apex Factoring Reviews" [1] source for links a Trustpilot profile (count not shown in page HTML): apexcapitalcorp.com

Values are Apex Capital's marketing claims, quoted from its pages; the contract you sign governs. Pages read: apexcapitalcorp.com/factoring/freight-and-trucking/, apexcapitalcorp.com/factoring/freight-and-trucking/faq/, apexcapitalcorp.com/fuel/, apexcapitalcorp.com/about/partners/, apexcapitalcorp.com/apex-factoring-reviews/.

Does Apex Capital factor for new authorities?

"Startup Program to get your authority"

apexcapitalcorp.com

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Questions

What are Apex Capital's factoring rates?

Apex Capital doesn't publish a rate on the pages we read, so you'd need a quote. Check a quote in the rates calculator.

Does Apex Capital work with new authorities?

Its site says: "Startup Program to get your authority" None of the pages we read gives a minimum authority age.

Does Apex Capital require a long-term contract?

Apex Capital's site says: no long-term contracts; no monthly or cancellation fees. The signed agreement sets the term you are held to.

Is Apex Capital recourse or non-recourse?

Apex Capital's site says: both recourse and non-recourse; non-recourse covers 'certain situations' only.

How do I stop factoring with Apex Capital?

Apex Capital's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.