Home / Factoring / Love's Financial
Love's Financial factoring: rates and terms
Love's Financial's site doesn't publish a rate. It doesn't say contract term, leaving, minimums or 1 other term. Source: lovesfinancial.com, pages read Oct 25, 2026.
Love's Financial announced acquiring three freight factoring providers (news post dated Dec 22, 2025).
Run your quote in the rates calculator
What Love's Financial publishes
- Rate: not published
- Advance: published
- Recourse: published
- Reserve: published
- Payout fees: published
- Contract term: not published
- Leaving: not published
- Minimums: not published
- Other fees: not published
Filled: stated on Love's Financial's site. Dashed: not published on the pages we read.
Terms, in Love's Financial's words
| Term | What the site says |
|---|---|
| Rate | not published |
| Advance | up to 99%"High Advances: Up to 99% access to cash from your invoices." [1] source for up to 99%: lovesfinancial.com |
| Recourse | both; non-recourse covers insolvency/credit event even without bankruptcy filing"the factor assumes the risk of non-payment if the customer does not pay the invoice due to an insolvency or a credit event, even if bankruptcy is not filed." [1] source for both; non-recourse covers insolvency/credit event even without bankruptcy filing: lovesfinancial.com |
| Reserve | recourse program has 'a small reserve'"Comfortable with a small reserve" [1] source for recourse program has 'a small reserve': lovesfinancial.com |
| Payout fees | same day, 3-hour, and 60-minute funding options (fees not published)"Be in control of when you get paid with our same day, 3-hour, and 60-minute funding options." [1] source for same day, 3-hour, and 60-minute funding options (fees not published): lovesfinancial.com |
| Contract term | not published |
| Leaving | not published |
| Minimums | not published |
| Other fees | not published |
| Fuel program | $.30/gal discounts; $2,500 guaranteed credit line (Love's Express Billing)"Enjoy our no-fee Love’s Express Billing Program, with minimum of $.30/gallon savings and a $2,500 guaranteed credit line" [1] source for $.30/gal discounts; $2,500 guaranteed credit line (Love's Express Billing): lovesfinancial.com |
| Credit checks | free debtor checks"free debtor checks" [1] source for free debtor checks: lovesfinancial.com |
| Referral program | not published |
| Affiliate program | not published |
| Reviews | not published |
Values are Love's Financial's marketing claims, quoted from its pages; the contract you sign governs. Pages read: lovesfinancial.com/service/freight-factoring, lovesfinancial.com/fuel-discounts, lovesfinancial.com/refer-a-friend.
We have no paid relationship with any company on this page. Corrections: tell us.
Questions
What are Love's Financial's factoring rates?
Love's Financial doesn't publish a rate on the pages we read, so you'd need a quote. Check a quote in the rates calculator.
Does Love's Financial work with new authorities?
The pages we read don't say. That doesn't mean Love's Financial turns new carriers away; ask before you apply.
Does Love's Financial require a long-term contract?
Love's Financial's site doesn't say how long the contract runs on the pages we read. The signed agreement sets the term you are held to.
Is Love's Financial recourse or non-recourse?
Love's Financial's site says: both; non-recourse covers insolvency/credit event even without bankruptcy filing.
How do I stop factoring with Love's Financial?
Love's Financial's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.