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Breakout Capital factoring: rates and terms
On rates, Breakout Capital's site says: typically 1-3% of invoice value. It doesn't say recourse, reserve, payout fees or 4 other terms. Source: breakoutfinance.com, pages read Oct 25, 2026.
General small-business lender, not trucking-specific. Funding speed 72 hours / 4-5 business days - poor fit for owner-operators.
Run your quote in the rates calculator
What Breakout Capital publishes
- Rate: published
- Advance: published
- Recourse: not published
- Reserve: not published
- Payout fees: not published
- Contract term: not published
- Leaving: not published
- Minimums: not published
- Other fees: not published
Filled: stated on Breakout Capital's site. Dashed: not published on the pages we read.
Terms, in Breakout Capital's words
| Term | What the site says |
|---|---|
| Rate | typically 1-3% of invoice value"Typically, the factoring fee (discount) is 1-3% of the invoice’s value." [1] source for typically 1-3% of invoice value: breakoutfinance.com |
| Advance | up to 95%"Up to 95% Advance Rate on Invoices" [1] source for up to 95%: breakoutfinance.com |
| Recourse | not published |
| Reserve | not published |
| Payout fees | not published |
| Contract term | not published |
| Leaving | not published |
| Minimums | not published |
| Other fees | not published |
| Fuel program | not published |
| Credit checks | not published |
| Referral program | partner referral fees for funded borrowers (amount not published)"Industry-leading referral compensation for funded borrowers" [1] source for partner referral fees for funded borrowers (amount not published): breakoutfinance.com |
| Affiliate program | not published |
| Reviews | not published |
Values are Breakout Capital's marketing claims, quoted from its pages; the contract you sign governs. Pages read: breakoutfinance.com/, breakoutfinance.com/invoice-factoring, breakoutfinance.com/faq, breakoutfinance.com/partner.
We have no paid relationship with any company on this page. Breakout Capital runs a referral or affiliate program (listed above); we are not enrolled in it. Corrections: tell us.
Questions
What are Breakout Capital's factoring rates?
Breakout Capital's site says: typically 1-3% of invoice value. It doesn't give a percentage we could use in the calculator.
Does Breakout Capital work with new authorities?
The pages we read don't say. That doesn't mean Breakout Capital turns new carriers away; ask before you apply.
Does Breakout Capital require a long-term contract?
Breakout Capital's site doesn't say how long the contract runs on the pages we read. The signed agreement sets the term you are held to.
Is Breakout Capital recourse or non-recourse?
Breakout Capital's site doesn't say whether it's recourse or non-recourse on the pages we read.
How do I stop factoring with Breakout Capital?
Breakout Capital's site doesn't say how to leave on the pages we read. The notice period and any termination fee are in your signed agreement. How to get out of a factoring contract.